I’m a senior woman and had repairs necessary to pass state inspection. The amount totaled over $800. I didn’t have that amount of cash on hand so they offered me financing through an online credit agency. I was “guided” through the online forms and was approved for the loan. Three years later, I was still paying $180 a month to satisfy the loan. Payments were automatically deducted from my checking account so I didn’t pay much attention. One month, I took the time to read over the terms and discovered I still owed over $700 because the interest rate was a whopping 96%. They did work that was not necessary and that had to be corrected by another mechanic elsewhere. I recommend you don’t give them your business.